GK Trick

Internal Ombudsman Scheme 2018 Introduced For Scheduled Commercial Banks

Internal Ombudsman Scheme 2018

The Reserve Bank of India had, in May 2015, advised all public-sector and selected private and foreign banks to appoint Internal Ombudsman (IO) as an independent authority to review complaints that were partially or wholly rejected by the respective banks. The IO mechanism was set up with a view to strengthen the internal grievance redressal system of banks and to ensure that the complaints of the customers are redressed at the level of the bank itself by an authority placed at the highest level of bank’s grievance redressal mechanism so as to minimize the need for the customers to approach other fora for redressal.


As a part of this customer-centric approach, to enhance the independence of the IO while simultaneously strengthening the monitoring system over the functioning of the IO mechanism, RBI has reviewed the arrangement and issued revised directions under Section 35 A of the Banking Regulation Act, 1949 in the form of ‘Internal Ombudsman Scheme, 2018’. The Scheme covers, inter-alia, appointment/tenure, roles and responsibilities, procedural guidelines and oversight mechanism for the IO.

All Scheduled Commercial Banks in India having more than ten banking outlets (excluding Regional Rural Banks), are required to appoint IO in their banks. The IO shall, inter alia, examine customer complaints which are in the nature of deficiency in service on the part of the bank, (including those on the grounds of complaints listed in Clause 8 of the Banking Ombudsman Scheme, 2006) that are partly or wholly rejected by the bank. The implementation of IO Scheme, 2018 will be monitored by the bank’s internal audit mechanism apart from regulatory oversight by RBI.

What is the Banking Ombudsman Scheme?
The Banking Ombudsman Scheme is an expeditious and inexpensive forum for bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995. Presently the Banking Ombudsman Scheme 2006 (As amended upto July 1, 2017) is in operation.

Which are the banks covered under the Banking Ombudsman Scheme, 2006?
All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Scheme.

21 Banking Ombudsman centres:
Currently, there are 21 Banking Ombudsman centres operating in the country. The 21 centres are located in different cities viz. Ahmedabad, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Guwahati, Hyderabad, Jaipur, Kanpur, Kolkata, Mumbai (I), Mumbai (II), New Delhi (I), New Delhi (II), Patna, Thiruvananthapuram, Dehradun, Ranchi, Raipur, and Jammu. 
5 Banking and SSC : November 2018 Internal Ombudsman Scheme 2018 The Reserve Bank of India had, in May 2015, advised all public-sector and selected private and foreign ban...

Reasoning Quiz for IBPS Clerk Prelims

Directions (1-5): Study the following information carefully to answer the following questions-

Eight boxes A, B, C, D, E, F, G and H are placed one above another. Three boxes are between Box B and Box G and neither of them is placed at the top nor the bottom. Only one box is between Box D and Box G. Box C is neither immediate above nor immediate below of Box B and Box G. Box A is above Box E but not below box C. More than three boxes are between box B and box E. Box F is above Box B and Box A is neither immediate above nor immediate below of box D.

Q1. How many boxes are between box A and Box F?
 1
 2
 3
 4
 None of these

Q2. Which of the following box is immediate below box G?
 A
 B
 C
 D
 None of these

Q3. How many boxes are between the box immediate above box D and Box C?
 1
 2
 3
 4
 None of these

Q4. Which of the following box is immediate above C?
 A
 B
 E
 D
 None of these

Q5. How many boxes are below box G?
 1
 2
 3
 4
 None of these

Directions (6-10): In each of the following questions assuming the given statements to be true, find which of the two conclusions I and II given below them is/are definitely true and give your answer accordingly.

Q6. Statements: M > U > L ≤ N ; L ≥ Y > A
Conclusions
I. Y < N
II. M > N
 Only I is true
 Only II is true
 Either I or II is true
 Neither I nor II is true
 Both I and II are true

Q7. Statements: J ≥ A > D = E ; L < A < M Conclusions I. M < J II. J > L
 Only I is true
 Only II is true
 Either I or II is true
 Neither I nor II is true
 Both I and II are true

Q8. Statements:
Y > F ≤ O ≤ P ; F ≥ U < T
Conclusions
I. Y > P
II. T < F
 Only I is true
 Only II is true
 Either I or II is true
 Neither I nor II is true
 Both I and II are true

Q9. Statements:
M > H ≤ Y ≤ R < U = Z ≥ E
Conclusions
I. M > R
II. Z > R
 Only I is true
 Only II is true
 Either I or II is true
 Neither I nor II is true
 Both I and II are true

Q10. Statements:
P > Q ≤ C ≤ B = M > D
Conclusions
I. M > Q
II. B = Q
 Only I is true
 Only II is true
 Either I or II is true
 Neither I nor II is true
 Both I and II are true

Directions (11-15): Each question consists of two/three statements followed by two conclusions numbered I and II. Consider the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusion logically follow from the given statements using all statements together. Mark your answer as,

Q11. Statements:
No Mouse is Keyboard
Some Keys are Mouse.
All Keys are Computer
Conclusions:
I. Some Keys are not Keyboard
II. All Keyboard can be keys.
 If only conclusion I follows
 If only conclusion II follows
 If either conclusion I or conclusion II follows
 If neither conclusion I nor conclusion II follows
 If both conclusion I and conclusion II follow

Q12. Statements:
Some Keys are Mouse.
All Keys are Computer
No Mouse is Keyboard
Conclusions:
I. All Keys can be Keyboard
II. All Computer can be Keys
 If only conclusion I follows
 If only conclusion II follows
 If either conclusion I or conclusion II follows
 If neither conclusion I nor conclusion II follows
 If both conclusion I and conclusion II follow

Q13. Statements:
No pencil is a paper
All papers are eraser
Some pages are eraser
Conclusions:
I. Some Pages are Pencil
II. Some Pencil are not Pages
 If only conclusion I follows
 If only conclusion II follows
 If either conclusion I or conclusion II follows
 If neither conclusion I nor conclusion II follows
 If both conclusion I and conclusion II follow

Q14. Statements:
Some Bottles are glasses
All mugs are Bottles
All jugs are glasses
Conclusions:
I. Some bottles are not jugs
II. Some glasses are jugs
 If only conclusion I follows
 If only conclusion II follows
 If either conclusion I or conclusion II follows
 If neither conclusion I nor conclusion II follows
 If both conclusion I and conclusion II follow

Q15. Statements:
No pencil is a paper
All papers are eraser
Some pages are eraser
Conclusions:
I. All Pages are Pencil
II. No Pages are Pencil
 If only conclusion I follows
 If only conclusion II follows
 If either conclusion I or conclusion II follows
 If neither conclusion I nor conclusion II follows
 If both conclusion I and conclusion II follow











SOLUTIONS

1.A
2.E
3.B
4.A
5.B
6.D
7.B
8.D
9.B
10.C
11.E
12.B
13.C
14.B
15.D

5 Banking and SSC : November 2018 Directions (1-5): Study the following information carefully to answer the following questions- Eight boxes A, B, C, D, E, F, G and H are ...

General Awareness for Canara Bank PO and IBPS Clerk Mains | 2018

Q1. President Ram Nath Kovind is on a visit of Tajikistan. What is the capital city of Tajikistan?
 Tashkent
 Astana
 Sofia
 Dushanbe
 Sochi

Q2. Which of the following day is observed on 9 October each year?
 National Farmers' Day
 World Animal Day
 The International Day of Older Persons
 Indian Air Force Day
 World Post Day

Q3. ________ became India's first judo medallist at the Olympic level, claiming a silver at the ongoing Youth Games.
 Chungneijang Mary Kom
 Thangjam Tababi Devi
 Jeremy Lalrinnunga
 Manu Bhakar
 Tushar Mane

Q4. India International Science Festival (IISF-2018) was recently concluded in __________.
 Lucknow
 Bangaluru
 Hyderabad
 Chennai
 Jaipur

Q5. Who is the Managing Director (MD) of Clearing Corporation of India (CCIL)?
 R Sridharan
 Usha Thorat
 Bhavesh Zaveri
 MS Sundara Rajan
 Sudhir Joshi

Q6. Which Organisation has approved a USD250 million loan to improve irrigation services and management accountability in Indonesia recently?
 IMF
 ADB
 SEBI
 AIIB
 World Bank

Q7. Which organisation has been given the sole privilege to operate Pradhan Mantri Vaya Vandana Yojana?
 TRAI
 IRDAI
 SEBI
 LIC of India
 State Bank of India

Q8. National Housing Bank (NHB) has decided to increase the Refinance Limit from ___________ to Rs. 30,000 crore for the Current Year (July 2018-June 2019).
 Rs. 25,000 crore
 Rs. 24,000 crore
 Rs. 28,000 crore
 Rs. 20,000 crore
 Rs. 15,000 crore

Q9. Recently, who has become India's first-ever gold medallist in the history of Youth Olympic Games (YOG)?
 Vinesh Phogat
 Thangjam Tababi Devi
 Manu Bhaker
 Jeremy Lalrinnunga
 Mehuli Ghosh

Q10. Sandeep Chaudhary produced a stunning world record in Asian Para Games at Jakarta. He belongs to which of the following games?
 Sprint
 Javelin throw
 Discus throw
 Chess
 Steeplechase

Q11. Which city was hosted the Asian Para Games 2018?
 Jakarta
 Tokyo
 Seoul
 Bali
 Kuala Lumpur

Q12. The United Nations is an international organization founded in-
 1945
 1944
 1946
 1943
 1952

Q13. Brexit Secretary David Davis has resigned from the UK government recently. Who is the present Prime Minister of United Kingdom?
 Mark Rutte
 David Cameron
 Theresa May
 Nicola Ferguson Sturgeon
 Geert Wilders

Q14. Mattala Rajapaksa International Airport is an international airport. It is located in-
 India
 Singapore
 Thailand
 Srilanka
 China

Q15. Recently, Google has announced that it will shut down _______ for consumer use over the next 10 months.
 Google Plus
 Orkut
 Gmail
 Hangouts
 Android










SOLUTIONS

1.D
2.E
3.B
4.A
5.A
6.D
7.D
8.B
9.D
10.B
11.A
12.A
13.C
14.D
15.A

5 Banking and SSC : November 2018 Q1. President Ram Nath Kovind is on a visit of Tajikistan. What is the capital city of Tajikistan?  Tashkent  Astana  Sofia  Dushanbe ...

English Quiz for Canara Bank PO - 2018

Direction (1-15): Which of the following phrases given below each sentence should replace the phrase printed in bold letters to make the sentence meaningfully correct? Choose the best option among the five given alternatives that reflect the correct use of phrase in the context of the grammatically correct sentence. If the sentence is correct as it is, mark “No Change required” as your answer.

Q1. The Governor’s reasons for dissolution are not only disingenuous, they are downright dangerous.

 are only not disingenuous
 are not only disingenuously
 is not only disingenuous
 are not to be disingenuous
 No Change required

Q2. The Kartarpur agreement has been widely welcome by India-Pakistan experts, but the hope that peace initiatives on Kashmir will follow could be misplaced.
 has been widely welcoming
 has been wide welcomed
 have been widely welcomed
 has been widely welcomed
 No Change required

Q3. The Bomdila incident is not the first instance of the civil administration and the military have locked horns.
 having locked horns.
 having lock horns.
 has locked horns.
 of locked horns.
 No Change required

Q4. Boismier tries to conjure the landscape here when the mammoths and rhinos roamed, centuries before humans changed them all.
 before humans change it all
 before humans changed it all
 before humans changed these all
 before humans changing it all
 No Change required

Q5. Among the more recent developments for insomniacs has been a flurry of mobile phone apps that claim to helping lull us to sleep with specially designed combinations of nature sounds, white noise, hypnotherapy and music.
 that claims to help lull us to sleep
 that claiming to help lull us to sleep
 that claim to help lull us to sleep
 that claim to helps lull us to sleep
 No Change required

Q6. Although she wouldn’t recommend mountain climbing or trekking without the necessary preparation, her adventure was sans any such.
 her adventure were sans any such
 her adventure was sanned any such
 her adventure was sans without any such
 her adventure was sans with any such
 No Change required

Q7. There are one or two of us, punctuality-fiendly, who always check into the railway station an hour or earlier before our train departs.
 There are one or two of we, punctuality-fiends
 There are one or two for us, punctuality-fiends
 There are one or two of us, punctuality-fiends
 There is one or two of us, punctuality-fiendly
 No Change required

Q8. M.C. Mary Kom enhanced her already legend status when she defeated Ukraine’s Hanna Okhota in the 48 kg segment of the Women’s World Boxing Championship in Delhi on Saturday.
 enhanced her already legendary status
 enhance her already legendary status
 enhanced her already legendary statuses
 enhance her already legend status
 No Change required

Q9. She has busted gender stereotypes, and overcome the odds posed by the lack of resources and poor infrastructure that holded back so much athletic talent in India.
 hold back so more athletic talent in India.
 hold back so much athletic talent for India.
 holds back so much athletic talent in India.
 hold back so much athletic talent in India.
 No Change required

Q10. Terrorism is hardly a post-modern phenomenon. Several of the terror attacks in the 21st century, however, reflect a paradigmatic change in the tactics of asymmetric warfare, and the practice of violence.
 reflects a paradigmatic change in the tactics of asymmetric warfare
 reflecting a paradigmatic change in the tactics of asymmetric warfare
 reflect a paradigmatic changed in the tactics of asymmetric warfare
 reflect a paradigmatic changing in the tactics of asymmetric warfare
 No Change required

Q11. The Indian government has set up a committee with more than 100 members to coordinate celebrations of Gandhi’s anniversary, cram with political bigwigs from various parties, a few academics and Gandhian workers.
 cramming with political bigwigs from various parties
 crammed with political bigwigs from various parties
 crammed with politically bigwigs from various parties
 crammed with political bigwigs about various parties
 No Change required

Q12. The Kartarpur corridor will drastically cutted down the journey pilgrims have to make from more than 200 km to just 6 km.
 cut down the journey pilgrims has to make
 cut down the journey pilgrims having to make
 cut down the journey pilgrims have to making
 cut down the journey pilgrims have to make
 No Change required

Q13. On Wednesday, Pakistan Prime Minister Imran Khan will laying the stone for construction of the corridor on the Pakistani side, about 4 km from the border.
 will lay the stone for construction of the
 will have lay the stone for construction of the
 will lay the stone for construction in the
 will lays the stone for construction of the
 No Change required

Q14. Visitors at the newly inaugurated Signature Bridge are risk their lives to strike poses for the social media, with the policemen facing a tough time trying to stop them, said a policeman on duty at the bridge on Sunday.
 are risking their lives to striking poses for the social media
 are risking there lives to strike poses for the social media
 are risking their lives to strike poses for the social media
 are at risk their lives to strike poses for the social media
 No Change required

Q15. Each of us carries a picture of what we are, a model of ourselves that guides us through the world, shapes our motivations and makes us behave one way rather than another.
 shaping our motivations and making us behave
 shaped our motivations and made us behave
 shapes our motivate and makes us behave
 shaped our motivations and making us behave
 No Change required











SOLUTIONS

1.E
2.D
3.A
4.B
5.C
6.E
7.C
8.A
9.D
10.E
11.B
12.D
13.A
14.C
15.E

5 Banking and SSC : November 2018 Direction (1-15): Which of the following phrases given below each sentence should replace the phrase printed in bold letters to make the se...

Reasoning Quiz for Canara PO Exam: 2018

Directions (1-5): In each of the questions below is given three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Q1. Statements:

All light is dark.
Some dark is sun.
Some sun is not moon.
Conclusions:
I. Some light is sun.
II. All moon can be sun.
 Only I follow
 Only II follow
 Either I or II follow
 Neither I nor II follow
 Both I and II follow

Q2. Statements:
Some train are bus.
Some truck are auto.
Some truck are bus.
Conclusions:
I. Some train are auto
II. Some auto are not train
 Only I follow
 Only II follow
 Either I or II follow
 Neither I nor II follow
 Both I and II follow

Q3. Statements:
Some copy is pen.
Some pen is pencil
All copy is book.
All pencil is sharp
Conclusions:
I. All copy which are pen can be Book.
II. Some pencil which are pen are not sharp.
 Only I follow
 Only II follow
 Either I or II follow
 Neither I nor II follow
 Both I and II follow

Q4. Statements:
Some Cup is bottle.
Some bottle is pipe.
No cup is pipe.
All bottle are bisleri.
Conclusions:
I. Some bisleri is not pipe.
II. All pipe can be bisleri.
 Only I follow
 Only II follow
 Either I or II follow
 Neither I nor II follow
 Both I and II follow

Q5. Statements:
No caps are small.
Some small is bold.
All caps is capital.
All bold is capital.
Conclusions:
I. Some small which are bold can be caps .
II. All capital can be small
 Only I follow
 Only II follow
 Either I or II follow
 Neither I nor II follow
 Both I and II follow

Direction (6-10): Study the information carefully and answer the questions given below.

Ten persons A, B, C, D, E, F, G,H, I and J are sitting in a queue and some of them are facing north and some are facing south. Two persons sit between J and E. A is the neighbor of the one who sits at extreme end. C is not the neighbor of A but sit at an extreme the same row. Two persons sit between H and B, who is not neighbor of E. F faces south and does not sit at any of the ends. B sits to the right of both C and E. I sits immediate right of the one who sit at an extreme end. H doesn’t sit at any extreme end. Only one person sit between D and G and both face same direction as I but opposite to J and A. B doesn’t faces north. B sits third to the right of I. H faces north and E sits to the right of H but not immediate right.


Q6. How many persons sit to the left of A?

 Two
 One
 three
 four
 None of these

Q7. Who among the following sit to the immediate left of B?
 A
 F
 G
 D
 Either D or G

Q8. Which of the following statement is not true regarding I ?
 E faces same direction as I
 F sits next to I
 D sits to the right of I
 I doesn’t sit at any end
 All are true

Q9. Who among the following sits third to the left of the one who is 4th to the right of E?
 G
 F
 C
 B
 none of these

Q10. Who among the following sit at the extreme end of the queue?
 G
 F
 C
 E
 Both C and E

Directions (11-12): Following questions are based on the information provided below.

‘A × B’ means ‘A is mother of B’.
‘A – B’ means ‘A is brother of B’.
‘A + B’ means ‘A is sister of B’.
‘A ÷ B’ means ‘A is father of B’.


Q11. Which of the following means ‘R’ is father of ‘T’?

 R – M × T
 R + M × T
 T × M – R
 T + M ÷ R
 None of these

Q12. Which of the following means ‘F’ is niece of ‘H’?
 F – J ÷ H
 F ÷ J – H
 F ÷ J ÷ H
 H ÷ J ÷ F
 None of these

Directions (13-15): Study the information carefully and answer the questions given below.

In a family of eight members consists of three generation and two married couple. A is father-in-law of J’s mother-in-law. J is married to the daughter of B. D is brother in law of B. E is brother in law of J. H is mother of Spouse of B. C is a female. F and D are not siblings.

Q13. How is F related to A?

 daughter
 son
 granddaughter
 grandson
 brother

Q14. How many female members are there in the family?
 Two
 One
 Three
 Four
 None of these

Q15.How is H related to D?
 son
 daughter
 son-in-law
 mother
 none of these










 SOLUTIONS

1.B
2.C
3.D
4.E
5.D
6.B
7.E
8.A
9.B
10.E
11.E
12.E
13.C
14.C
15.D

5 Banking and SSC : November 2018 Directions (1-5): In each of the questions below is given three statements followed by two conclusions numbered I and II. You have to take ...

Study Notes On English Grammar: PRONOUNS

PRONOUNS

Personal Pronoun
            “A pronoun is a word used instead of a Noun”.
            (I, we, you, he, she, it, they) are called personal pronouns because they stand for the three persons.

(i)       The person speaking
(ii)      The person spoken to, and
(iii)     The person spoken of.

‘You’ is both singular and Plural.


Nominative case (Subjective)
Objective case
(Accusative)
Possessive case
(Genitive)

First Person
I
we
me
us
my, mine,
our, ours
Second Person
you

you
your, yours
Third person
he
she
it
they
him
her
it
them
his
her, hers
its
their, theirs
           
Pronouns are used so that our language is not cumbersome with the same nouns being repeated over and over in a paragraph.

Subject Pronoun: (Subjective case)
(I, we, you, he, she, it, they)

Example:     She is at work.
She’ is main subject of the sentence, hence in the sentence, ‘She’ is the subjective personal pronoun.

 Objective pronoun (objective case)
Example:  He will meet us later.
Us’ is the objective personal pronoun, as it is the object of the verb ‘meet.’

Possessive pronoun (possessive case)
Example: That is our clubhouse.

‘Our’ shows the possession of the object ‘clubhouse’.

Gender

Example:  He went to the market.
He is used for male gender.
Other examples – (his, him, he etc.)

Example:  She is doing the laundry.
she’ is used for female gender.
(Her, hers, etc.)

Example:  It is important to them.

It’ is gender neutral as it shows an object,

 ‘Them’ is also gender neutral as ‘Them’ can consists of both genders.

Others gender neutral pronouns are - (Their, they, its.)

Number
Singular Pronoun – where the pronoun is only referring to one specific Noun.
Example: That book belongs to me.

Plural Pronoun – where the pronoun is used to refer to a number of nouns.


Example: That is Their book, not yours.
5 Banking and SSC : November 2018 PRONOUNS Personal Pronoun             “A pronoun is a word used instead of a Noun”.             (I, we, you, he, she, it, they) ar...

English Quiz For IBPS SO Prelims - 2018

Direction (1-8): In the passage given below there are blanks which are numbered from 1 to 8. They are to be filled with the options given below the passage against each of the respective numbers. Find out the appropriate word in each case which can most suitably complete the sentence without altering its meaning.

Q1. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.

 create
 segregate
 protect
 served
 dead

Q2. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 Allies
 culprit
 armed
 service
 Both (b) and (c)

Q3. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 walked
 drowned
 skimmed
 restored
 sailed

Q4. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 force
 dug
 dig
 cover
 Both (b) and (d)

Q5. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 combustion
 captivity
 prisoner
 escapers
 majority

Q6. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 ranks
 tanks
 guides
 troops
 camps

Q7. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 story
 rage
 memoirs
 minutes
 Both (c) and (d)

Q8. A total of 1.5 million Indian troops ......(1)........ in the Indian Army during the First World War. Sailing away from the great seaports of India from 1914 under the British, for four years they fought for the ......(2)........ in Europe, Africa and Asia against the Germans and Turks. As cavalrymen they charged through French fields of corn with lances lowered; as marines they ……(3)……..the oceans; as engineers they built bridges across rivers in the jungles of Tanzania; as infantrymen they …….(4)……. trenches in China; as secret agents they stole over the Himalayas into Central Asia; as prisoners of war they lost years of their lives to .....(5)........ in Germany, Iraq, Syria and Turkey. The Indian Army in fact served in what are now some 50 countries, more than any other army of 1914-18. The war was truly global, and no body of men knew it more than the Indian ........(6).......After the Allies’ Armistice with Germany 100 years ago to end the war, the white soldiers of the Western nations often put down their guns to pick up their pens. Winston Churchill, Siegfried Sassoon and many others wrote bestselling war ......(7)......, novels, histories and plays. But the Indians barely did the same.A tiny minority of the Indian soldiers did write diaries and memoirs of their war. They were well-educated and ......(8)....... to come from the big cities or rich aristocratic families, such as Thakur Amar Singh, a Rajput officer who wrote possibly the longest diary in the English language, covering his war experiences in Europe and elsewhere.
 allowed
 designate
 arranged
 tended
 hampered

Directions (9-15): Read each of the following sentences to find out if there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number (A, B, C or D) of this part is your answer. If there is no error in the statement, then mark option (e) as your answer choice.


Q9. From the outside, Bangladesh appears a country where (A)/ democratic stability has been ushered economic (B)/ progress and shed the ‘basket case’ tag (C)/ carried since its birth in 1971./(D) No Error /(E)

 A
 B
 C
 D
 E

Q10. Bangladesh no longer makes news for mass deaths from famines, cyclones and floods, (A)/ and is ahead of neighbours India and Pakistan on human (B)/ development index, including life expectancy, maternal and (C)/ child mortality, rural poverty and food security. /(D) No Error /(E)
 A
 B
 C
 D
 E

Q11. The Sirisena-Rajapaksa camp has, (A)/ expectedly, welcomed fresh elections, (B)/ claiming it would reflect the (C)/ true willing of the people. /(D) No Error /(E)
 A
 B
 C
 D
 E

Q12. Across India’s agrarian plains, plantations (A)/ and orchards, millions of birds, bats and insects toil to (B)/pollination crops. However, many of these (C)/ thousands of species may be in dangerous decline. /(D) No Error /(E)
 A
 B
 C
 D
 E

Q13. The decline of moths, bees, butterflies, hoverflies and other pollinators (A)/ is undeniably linked to human activity: large tracts of natural (B)/habitats have been clear for monoculture cultivation, while the use (C)/ of pesticides and fertilisers is pushing out nature’s little helpers. ./(D) No Error /(E)
 A
 B
 C
 D
 E

Q14. In a series of studies at the University of Calcutta, researchers have (A)/ showed that native Indian bees, when exposed to multiple pesticides, (B)/ suffer from memory and olfactory impairment, lower response rates, (C)/ and oxidative stress which damages cells. ./(D) No Error /(E)
 A
 B
 C
 D
 E

Q15. Despite of the recent announcement suggesting that the Jaipur Zika (A)/ virus strains cannot cause foetal microcephaly, (B)/ all possible measures to control transmission (C)/ and monitor pregnancies should be taken. /(D) No Error /(E)
 A
 B
 C
 D
 E










 SOLUTIONS

1.D
2.A
3.E
4.B
5.B
6.D
7.C
8.D
9.B
10.E
11.D
12.C
13.C
14.E
15.A

5 Banking and SSC : November 2018 Direction (1-8): In the passage given below there are blanks which are numbered from 1 to 8. They are to be filled with the options given b...

General Awareness for Canara Bank PO and IBPS Clerk Mains | 2018

Q1. India’s _______________ has won the girls’ title in the IBSF World Under-16 Snooker Championships.
 Thangjam Tababi Devi
 Prabhjot Saini
 Sangeeta Chanu
 Keerthana Pandian
 Kumar Mangalan

Q2. The CII signed an MoU with the UN Environment for coherent implementation of the environmental dimension of sustainable development. What does C stands for in CII?
 Competition
 Confederation
 Council
 Commission
 Committee

Q3. Trading on electronic platforms is being encouraged across the world as it enhances pricing transparency, processing efficiency and risk control. In India _________ has recently issued guidelines for operating Electronic Trading Platforms (ETPs) to transact in eligible instruments.
 CIBIL
 CRICIL
 IRDAI
 SEBI
 RBI

Q4. Sport Australia Hall of Fame has announced cricketing great __________ will become the 40th Legend of Australian Sport.
 Steve Wagh
 Ricky Ponting
 Richie Benaud
 Greg Chappelle
 Tony Greig

Q5. In which year, The Clearing Corporation of India Limited (CCIL) was set up?
 December 1995
 April 2001
 October 1999
 January 2003
 June 2005

Q6. CBLO is a money market instrument that represents an obligation between a borrower and a lender as to the terms and conditions of a loan. CBLO stands for-
 Central Borrowing and Lending Obligation
 Collateralized Borrowing and Lending Organisation
 Collateralized Borrowing and Lease Obligation
 Collateralized Banking and Lending Obligation
 Collateralized Borrowing and Lending Obligation

Q7. AIIB is a multilateral development bank with a mission to improve social and economic outcomes in Asia and beyond. AIIB commenced operations in-
 January 2014
 January 2015
 January 2016
 January 2017
 January 2018

Q8. Which of the following states has recently unveiled 'Unnati Scheme' to help entrepreneurs from SC/ST Communities?
 Madhya Pradesh
 Rajasthan
 Jharkhand
 Odisha
 Karnataka

Q9. Recently an MoU was signed between Ministry of Railways and Ministry of Transport of _________ for development of cooperation in transport education.
 Russia
 France
 UK
 USA
 Tajikistan

Q10. Which of the following states has launched 'Nirman Kusuma' programme for providing financial assistance to the children of the construction workers for their technical education?
 Odisha
 Karnataka
 Bihar
 Jharkhand
 Telangana

Q11. Which of the following pair has won Nobel prize 2018 in the field Economic Sciences?
 James P Allison and Tasaku Honjo
 William D. Nordhaus and Paul M. Romer
 Arthur Ashkin and Gerard Mourou
 George P. Smith and Gregory P. Winter
 Gerard Mourou and James P Allison

Q12. The United Nations Secretary-General Antonio Guterres constituted a High-Level Panel on Digital Cooperation recently. It is currently made up of how many countries?
 189
 164
 188
 195
 193

Q13. Who is the present Prime Minister of Sweden?
 Annie Loof
 Fredrik Reinfeldt
 Gustav Fridolin
 Jimmie Akesson
 Stefan Lofven

Q14. Prakash Javadekar represents the Bharatiya Janata Party and is the incumbent Minister of Human Resource Development of Government of India. He is present Rajyasabha Member of Parliament (MP) from-
 Maharashtra
 Uttarakhand
 Madhya Pradesh
 Rajasthan
 Gujarat

Q15. Which of the following organistion has won the ‘ISSA Good Practice Award’ for Administrative Solution for Coverage Extension at the “Regional Social Security Forum for Asia and the Pacific”?
 RBI
 IRDAI
 CII
 ESIC
 NABARD











SOLUTIONS

1.D
2.B
3.E
4.C
5.B
6.E
7.C
8.E
9.A
10.A
11.B
12.E
13.E
14.A
15.D

5 Banking and SSC : November 2018 Q1. India’s _______________ has won the girls’ title in the IBSF World Under-16 Snooker Championships.  Thangjam Tababi Devi  Prabhjot Sa...
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Concept Of Science