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Study Notes: Banking and Finance

The Securities and Exchange Board of India

The Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India
 "Its Basic function is to protect the interests of investors in securities and to promote the development, and to regulate the securities market and for matters connected there with or incidental there to"
The Securities and Exchange Board of India was established on April 12, 1992 in accordance with the provisions of the Securities and Exchange Board of India Act, 1992.
SEBI has to be responsive to the needs of three groups, which constitute the market:
The issuers of securities
The investors
The market intermediaries.

Headquarters
 Its headquarters at the business district of Bandra Kurla Complex in Mumbai (Maharashtra), and has Northern, Eastern, Southern and Western Regional Offices in New Delhi, Kolkata, Chennai and Ahmedabad respectively. It has opened local offices at Jaipur and Bangalore.

Management of the Board.
 The Board shall consist of the following members, namely: -
(a) A Chairman;
(b) Two members from amongst the officials of the [Ministry] of the Central Government dealing with Finance
(c) One member from amongst the officials of [the Reserve Bank];
(d) Five other members of whom at least three shall be the whole-time members to be appointed by the central Government.

Chairman-   Upendra Kumar Sinha
             
Powers
For the discharge of its functions efficiently, SEBI has been vested with the following powers:
- To approve by−laws of stock exchanges.
- To require the stock exchange to amend their by−laws.
- Inspect the books of accounts and call for periodical returns from recognized stock exchanges.
- Inspect the books of accounts of financial intermediaries.
- Compel certain companies to list their shares in one or more stock exchanges.

5 Banking and SSC : 2018 The Securities and Exchange Board of India The Securities and Exchange Board of India (SEBI) is the regulator for the securities market i...

Quantitative Aptitude Quiz For NIACL AO Prelims: 2018

Directions (1-5): The following pie-chart shows the percentage distribution of sum of six different banks with which an Indian businessman, Vijay Malya, fled away from India. Study the chart carefully to answer the following questions.  

Note : In pie-chart some data are missing. If required, find them first and then proceed. 



Q1. If the sum from PNB was 250/3% more than the sum from HDFC bank, then find the sum from PNB with which Malya fled away from India ?
 1968.45 crores
 1945.68 crores
 1519.68 crores
 1845.84 crores
 None of these

Q2. If the average sum from ICICI, SBI and Axis banks together with which Malya fled away from India, was Rs. 1,474 crores, then find the sum from ICICI bank that Malya took away from country ?
 1084.26 crores
 1343.16 crores
 1238.16 crores
 1440.24 crores
 None of these

Q3. What was the total sum from HDFC, PNB and UBI together with which Malya fled away from country(for ICICI bank use the value obtained in Q2.) ?
 3,944 crores
 4,544 crores
 3,842 crores
 4,422 crores
 None of these

Q4. Find the ratio of money from SBI and UBI together to the money from PNB and ICICI banks together if percentage value of PNB is 6% more than that of UBI.(use ICICI bank data from previous question)
 4 : 9
 9 : 11
 11 : 9
 9 : 4
 None of these

Q5. If the percentage distribution of money of SBI and PNB was interchanged, then find the average sum from PNB, UBI and ICICI together with which Malya fled away from India.(If required,Use the value of missing data found in above questions)
 1810.84 crores
 1709.84 crores
 1725 crores
 1764.64 crores
 None of these

Q6. The simple interest accrued on an sum of Rs 27,500 at the end of three years is Rs 10,230. What would be the approximate compound interest accrued on the same sum at the same rate in two years?
 Rs 7,550
 Rs 7,243
 Rs 8,950
 Rs 6,900
 Rs 7,583

Q7. Out of 5 women and 4 men a committee of four members is to be formed in such a way that at most three members are men. In how many different ways can it be done?
 125
 120
 105
 130
 None of these

Q8. A is thrice as good a workman as B and therefore is able to finish a job in 30 days less than B. How many days will they take to finish the job working together?
 10¼
 11¾
 11¼
 11⅓
 None of these

Q9. A certain product C is made of two ingredients A and B in the proportion of 2 : 5. The price of A is three times that of B. The overall cost of C is Rs. 5.20 per kg including labour charges of 80 paisa per kg. Find the cost of B per kg ?
 Rs. 8.40
 Rs. 4.20
 Rs. 4.80
 Rs. 2.80
 None of these

Q10. Parameshwaran invested an amount of Rs 12000 at the simple interest rate of 10 per cent annum and another amount at the simple interest rate of 20 per cent per annum. The total interest earned at the end of one year on the total amount invested became 14 per cent per annum. Find the total amount invested.
 Rs 22000
 Rs 25000
 Rs 20000
 Rs 24000
 None of these

Directions (11-15): Find the missing term in the following number series.

Q11. 100, 49, 99, 48, 98, ?
 51
 50
 49
 48
 47

Q12. 0, 7, 26, 63, 124, ?
 219
 215
 205
 225
 227

Q13. 10, 21, 43, 87, 175, ?
 349
 350
 351
 352
 347

Q14. 2, 3, 5, 8, 12, 17, ?
 22
 23
 24
 25
 26

Q15. 1, 11, 29, 56, 93, 141, ?
 200
 201
 202
 203
 205











SOLUTIONS

1.B
2.C
3.D
4.C
5.B
6.B
7.A
8.C
9.D
10.C
11.E
12.B
13.C
14.B
15.B

5 Banking and SSC : 2018 Directions (1-5): The following pie-chart shows the percentage distribution of sum of six different banks with which an Indian businessman,...

Reasoning Quiz For IBPS Clerk Mains

Directions (1-5): Study the information carefully and answer the questions given below.

Ten persons are sitting in row facing either north or south. Persons sitting at both the ends face same direction as G. F and B are immediate left to each other. The one who likes brown sits at one of the ends. The number of persons sitting between B and J is same as between E and J. H , who likes purple does not sit at any end. At least three persons sit between the one who likes black and the one who likes yellow. The one who likes red sits 3rd to the left of J, who faces south. Two persons sit between the one who likes brown and A. The one who likes yellow faces same direction as the one who likes blue. I sits at one of the ends but does not like brown. Two persons sit between A and J. The one who likes blue sits 2nd to the right of the one who likes magenta. Equal number of persons sit between the ones who like black and pink and the one who likes pink and white. G likes green but does not sit next to the one who likes brown. Five persons sit between F and D. D is neighbor of the one who likes red. A and H face same direction but opposite to D. The one who likes magenta sits 4th from one of the ends. The one who likes white faces south. Not more than two persons facing same direction sit next to each other. C does not like yellow.

Q1. Which of the following color does D like?
 red
 yellow
 pink
 black
 none of these

Q2. What is the position of F with respect to E?
 3rd to the left
 3rd to the right
 4th to the left
 5th to the right
 none of these

Q3. Which of the following statement is true regarding the arrangement?
 E sit to the left of I
 F sits 3rd from one of the ends
 C does not like red
 B likes magenta
 none of these

Q4. Four of the following belongs to a group find the one that does not belong to that group?
 G
 F
 C
 B
 I

Q5. Who among the following likes pink?
 E
 F
 C
 B
 none of these

Directions (6-8): Study the following information carefully and answer the given questions:

A, B, C, D, E and F are six family members. There are three generation in a family and only three female members in a family. E is daughter in law of F, who has only one daughter. B is mother of D. B is not from second generation. A is grandchild of F. C is a female but is not the mother of A. F is married to B.

Q6. How is A related to C?
 Son
 Daughter
 Nephew
 Niece
 None of these

Q7. Who among the following is daughter of B?
 E
 A
 D
 C
 None of these

Q8. How E is related to B?
 Daughter-in-law
 Daughter
 Mother
 Sister-in-law
 none of these

Directions (9-10): Following questions are based on the information given below.

I. ‘P × Q’ means ‘P is father of Q’
II. ‘P – Q’ means ‘P is sister of Q’
III. ‘P + Q’ means ‘P is mother of Q’
IV. ‘P ÷ Q’ means ‘P is the brother of Q’

Q9. In the expression B + D × M ÷ N, how M related to B?
 Granddaughter
 Son
 Grandson
 Granddaughter or Grandson
 None of these

Q10. Which of the following represents ‘J’ is son of ‘F’?
 J ÷ R – T × F
 J + R – T × F
 J ÷ M – N × F
 Z- J × M÷ F
 None of these

Directions (11-15): In the following questions, the symbols %, &, @, $ and * are used with the following meaning as illustrated below.

‘5 % 8’ means ‘5 is not smaller than 8’.
‘5 & 8’ means ‘5 is neither smaller than nor equal to 8’.
‘5 @8’ means ‘5 is neither greater than nor equal to 8’.
‘5 $ 8’ means ‘5 is neither greater than nor smaller than 8’.
‘5 * 8’ means ‘5 is not greater than 8’.
Now, in each of the following questions assuming the given statements to be true, find which of the four Conclusions I and II given below them is/are definitely true and give your answer accordingly.

Q11. Statements:
A&S$O,
P*L&O,
D$A*F
Conclusions:
I. F%D
II. S&P
 Only II is true
 Both I and II is true
 Only I is true
 Either I or II is true
 Neither I nor II is true

Q12. Statements:
K&F*J$G&L&O%M@R
Conclusions:
I. J&R
II. G%F
 Only I is true
 Neither I nor II is true
 Both I and II is true
 Either I or II is true
 Only II is true

Q13. Statements:
W&T%X@U,
O*P@V$W
Conclusions:
I. W&O
II. V&X
 Both I and II is true
 Only I is true
 Either I or II is true
 Neither I nor II is true
 Only II is true

Q14. Statements:
Q$K&N%P,
R*S@X$Q
Conclusions:
I. R*Q
II. Q&P
 Only I is true
 Only II is true
 Neither I nor II is true
 Either I or II is true
 Both I and II is true

Q15. Statements:
R$T&P,
Y@T&E,
P&O%C
Conclusions:
I. T&C
II. E@R
 Only I is true
 Only II is true
 Both I and II is true
 Either I or II is true
 Neither I nor II is true












SOLUTIONS

1.B
2.A
3.C
4.B
5.D
6.C
7.D
8.A
9.C
10.E
11.C
12.E
13.A
14.B
15.C

5 Banking and SSC : 2018 Directions (1-5): Study the information carefully and answer the questions given below. Ten persons are sitting in row facing either nort...

Static Awareness: An Insight Into The Indian States (GOA)

Goa, a tiny emerald land on the west coast of India, the 25th State in the Union of States of India, was liberated from Portuguese rule in 1961. It was part of Union territory of Goa, Daman & Diu till 30 May 1987 when it was carved out to form a separate State. Goa is visited by large numbers of international and domestic tourists each year for its beaches, places of worship and world heritage architecture. Goa is India's smallest State-with the largest heart.

Capital city : Panaji

Chief Minister : Manohar Parrikar

Governor : Mridula Sinha

High Court  : High Court of Bombay at Goa- Altinho, Panjim

Chief Justice : Dhirendra Hiralal Waghela

Number of Districts: 2 (North Goa District, South Goa District)

Speciality:  Goa is endowed with Mineral Resources. Iron ore, Manganese ore, Bauxite are minerals of economic importance. Besides there are minor minerals like Basalt, Laterite stones and rubbles, River sand, Murrum etc., which are in great demand as construction material.

National Parks :
Sl.No.
Name of National Park
Special Species (if any important)
Important Remarks
1.
Bhagwan Mahavir (Mollem) National Park
Gaur, Sambar, Leopards, Spotted Deer, Slender Toris, Jungle Cats, Malayan Giant Squirrels
located in the Goan town of Mollem, situated on the eastern border of Goa
2.
Dr Salim Ali Bird Sanctuary
flying foxes, jackals and crocodiles
Goa's only bird sanctuary, area consists of mangrove vegetation

Important Dams, Rivers and Lakes:

Dams

Sl.No.
Dam
River
Nearest City
Purpose/Project
1.
Salaulim Dam
Sanguem
Sanguem
Irrigation
2.
Anjunam Dam
Mandovi
Satari
Irrigation

Rivers

Sl.No.
River
Remarks
1.
Mandovi
described as the lifeline of the indian state of Goa.Mandovi joins with the Zuari at a common point at Cabo Aguada, forming the Mormugao harbour.             
2.
Chapora
It runs westward into the Arabian sea at Chapora and demarcates the border between the North Goa talukas of Pernem and Bardez.
3.
Zuari
the largest river in Goa, it is a tidal river

Lakes/ Waterfall

Sl.No.
Lake/Waterfall
Located in/near
1.
Dudhsagar Waterfall
Sonaulim
2.
Mayem Lake
Bicholim
3.
Carambolim Lake
Panaji


Important Power generation plants:

Sl.No.
Plant/Project
Type/Category
1
Reliance Energy Limited
Thermal
2
Goa Gas Power Station
Gas Power generation

Airports:
1. Goa International Airport (Dabolim Airport)


Folk Dances:
1. Talgadi
2. Goff 
3. Tonya Mel
4. Mando
5. Kunbi dance
6. Suvar
7. Dasarawadan
7. Virabhadra

Tribes:
 1. Gowdas
2. Kunbis
3. Velips
4. Dhangars


Important Regional Festivals:

Sl.No.
Festival Name
Remarks
1.
Bonderam Festival
celebrated in the month of August, in memory of the protests that were raised by scores of villagers against the unjust and unreasonable system adopted to settle down land disputes and ownership issues of land.
2.
Christmas
celebration of Christmas in Goa starts from the Christmas Eve and lingers on for some time even after the actual date of the festival.
3.
Goa Carnival
It is a four-day celebration that begins on the Saturday before Ash Wednesday. The Goa Carnival is led by King Momo which has its own rhythms of guitars, folk songs and drumbeats accompanied by a colourful parade of floats and dancing troupes.
4.
Feast of St Francis Xavier
held on the 3rd of December at the Basilica of Bom Jesus in Old Goa. St Francis Xavier is the patron saint of Goa. His body has been preserved for centuries and lies in an exquisite silver casket at the Basilica and is displayed every ten years during the exposition.
5.
Grape Festival
Goa Tourism Development Corporation organizes this festival.
6.
Shigmo Festival
This 'festival of colours' in the state of Goa is celebrated as Shigmotsav. This is celebrated to bid farewell to winter and to welcome the season of spring.
7.
Sunburn Music Festival
Asia's largest music festival

Important Temples/Archaeological Monuments/Sites:


Sl.No.
Monument/Temple/Sites
Located in
Remarks
1.
Bom Jesus Basilica
Old Goa
UNESCO heritage site, this church is world renowned to still host the mortal remains of St. Francis Xavier.
2.
Se Cathedral
Velha
one of the largest in India whilst being amongst the famous churches in Goa too. Being one of the oldest in the country, the Se Cathedral was built to celebrate the victory of the Portuguese ruler Afonso de Albuquerque for capturing a Goan city in 1510.
3.
Church of St Francis of Assisi
Velha


amongst the revered Roman Catholic churches. Known for its Barque and Corinthian architecture, the church’s interiors are finely inlaid with ornaments. On the tabernacle reside two statues – one of the Christ and the other of St. Francis of Assisi.
4.
Church of Our Lady of the Immaculate Conception
Panaji
17th century structure
5.
Church of St. Cajetan
Velha
resembles the St. Peter’s Church in Rome. Built with laterite blocks, the church has influences of Corinthian style of architecture.
6.
Church of Our Lady of Miracles
Sanguem
Built by the Portuguese government, this church once collapsed before being rebuilt. By 1977, the old church was completely demolished and in place a new church was erected.
7.
Mormugao Port
South Goa district
Goa’s main port
8.
Baga Beach
North Goa

9.
Candolim Beach
North Goa
One of the best beaches in Goa known for its scrubbed sand dunes. Located close to the famous Princess River is known for its unspoiled scenic beauty and serene atmosphere.
10.
Calangute Beach
North Goa
Referred as the Queen of Goa Beaches, Calangute Beach, famous for its golden shimmering sand
11.
Anjuna Beach
North Goa
known for its rock formations
12.
Morjim Beach
North Goa
Referred to as the Turtle Beach, Morjim Beach is nestled amidst verdant locales.
13.
Fort Aguada
Bardez sub-district, North Goa
well-preserved seventeenth-century Portuguese fort
14.
Chapora Fort
near Anjuna Beach
Built by Adil Shah of Bijapur. It was given a new dimension when the Portuguese took over and one can see traces of the Portuguese architecture in it.


Sport Stadiums:


Sl.No.
Stadium
Sport-Purpose
City
1
Jawarharlal Nehru Stadium (Fatorda Stadium)
multipurpose
Margao
2
Tilak Maidan Stadium  
football
Vasco da Gama
5 Banking and SSC : 2018 Goa, a tiny emerald land  on the west coast of India , the 25th State in the Union of States of India, was liberated from Portuguese rule ...
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Concept Of Science