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Banking Awareness for SBI/IBPS Bank Clerk/PO/SO/RRB & RBI exams

 1 NBFCs are an important part of the Indian financial system. what is meant by this term?
(1) New Banking Financial Companies
(2) Non Banking Financial Companies
(3) Neo Banking Financial Confederation
(4) Non banking Fiscal Companies
(5) None of these

 2 What is a stale cheque?
(1) A cheque issued without drawer's signature.
(2) A cheque with only signature of the drawer.
(3) A cheque which has completed 3 months from the date of its issue.
(4) Any one of the above.
(5) None of these

 3 Where is the head office of Insurance Regulatory Development Authority?
(1) Kolkata
(2) Mumba
(3) Hyderabad
(4) Chennai
(5) Delhi

 4 USSD stands for?
(1) Unstructured Supplementary Service Data
(2) Universal Supplementary Service Data
(3) Unstructured Standard Service Data
(4) Unstructured Supplementary Service Dairy
(5) Unstructured Supplementary Stolen Data

 5 A cheque returned for insufficiency of funds. Payee will have right to notice and approach court of law for justice under section 138 of which act?
(1) Indian Penal Code
(2) Negotiable Instrument Act
(3) Criminal Procedure Code
(4) Payment and Settlement Act
(5) Indian Contract Act

 6 Which of the following is not a primary function of a Bank?
(1) Granting loans
(2) Collecting cheques/ drafts of Customers
(3) Arranging VISA for students for abroad education
(4) Issuing bank drafts
(5) Selling Gold/Silver Coins.

 7 Which of the following is not classified as a Commercial Bank?
(1) Public Sector Bank
(2) Foreign Bank
(3) Private Sector Bank
(4) Regional Rural Bank
(5) Urban Cooperative Bank

The name 'Bluetooth' gets its name from a 10th century king of?
(1) China
(2) Denmark
(3) Greece
(4) Thailand
(5) Spain

 9 Which of the following tools is used by the RBI to control credit and monetary situations of the markets?
(1) RTGS
(2) NEFT
(3) ECS
(4) CRR
(5) Balance of trade

 10 Which of the following is not a banking term?
(1) Letter of credit
(2) MIBOR
(3) Factoring services
(4) Entry load
(5) None of these








Solutions


1. 2
2. 3
3. 3
4. 1
5. 2
6. 3
7. 5
8. 2
9. 4
10. 4





5 Banking and SSC : Banking Awareness for SBI/IBPS Bank Clerk/PO/SO/RRB & RBI exams  1  NBFCs are an important part of the Indian financial system. what is meant by this term? (1) New Banking Financial Companies (2) No...

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