Q1. United Bank of India is an Indian government-owned financial services company headquartered in Kolkata. What is the tagline of United Bank of India?
Your Own Bank
The nation banks on us
With you all the way
Pure banking Nothing else
The Bank that begins with 'U'
Q2. What is the tagline of Dena Bank?
Pure banking Nothing else
Where Service is a Way of Life
Your Tech Friendly Bank
Trusted Family Bank
Banking for all
Q3. "Your Faithful And Friendly Financial Partner" is tagline of which Bank?
Indian Overseas Bank
Punjab National Bank
Syndicate Bank
Union Bank of India
Bank of Maharashtra
Q4. "Honours Your Trust" is tagline of-
Andhra Bank
UCO Bank
Vijaya Bank
Union Bank of India
Bank of Maharashtra
Q5. Allahabad Bank is a nationalised bank with its headquarters in Kolkata, India. What is the tagline of Allahabad Bank?
A Tradition of Trust
Empowering Women, Empowering India
Together we can
Prosperity for all
Good people to Bank With
Q6. In which situation does bank customer relationship cease?
When there are complaints from the customer
When the bank accept the complaint from the customer
When the customer is declared of unsound mind
All of the above
None of the given options is true
Q7. In case of cheque bouncing what is the permissible punishment?
Imprisonment
Fine equal to the value of bounced cheque
Fine equal to double the amount of bounced cheque
Monetary fine and imprisonment
None of the given options is true
Q8. What is the name given to deposit accounts in Indian banks of Indians who reside overseas?
Non-resident accounts
Non-resident ordinary account
Non-resident external account
Absentee Indian accounts
None of the given options is true
Q9. Which organization pays the insurance premium for getting the bank deposits insured?
RBI
Individual banks
Account holders
There is no payment of premium
None of the given options is true
Q10. How would you differentiate between a post office savings account and a savings bank account?
There is no cheque facility with post office savings accounts
There is no ATM of post offices
Banks can pay interest at rates decided by them while post offices have fixed rate of interest as decided by the government
Pass books are not issued by post offices
None of the given options is true
Q11. In what way does an asset reconstruction company help banks?
By buying the non performing assets of banks
Acts as recovery agents for banks
Converts non performing assets into performing accounts
Helps in rehabilitation of weak accounts by rescheduling the repayment plans
None of the given options is true
Q12. What is the source of income for asset reconstruction companies?
The commission paid by banks
The fees charged from loan defaulters
The difference in amounts recovered from the accounts less the amount paid to the bank for buying the account
The retainer fees by the banks
None of the given options is true
Q13. There is frequent reference to CDR when nonperforming accounts of banks are discussed. What is the full form of CDR?
Corporate Default Regulations
Corporate Debt Restructuring
Corporate Debt Regulations
Civil Debt Regulations
None of the given options is true
Q14. Number of public sector banks have opened special units known as MSME hubs. What are they meant for?
These are small and medium sized branches
These are meant for units in industrial areas
These hubs cater to specialized banking for micro, small and medium enterprises
These outlets specially are for schools and educational institutions
None of the given options is true
Q15. What is meant by the merchant discount rate in respect of a credit card transaction?
Merchants are given special commission for promoting bank transactions
The bank commission charged from merchants who have point of sales terminals for card payments from customers
The one time fees charged for providing point of sales terminal to merchants/shopkeepers
The service tax payable by shops and merchant establishments having facility of card payments.
None of the given options is true
SOLUTIONS
1.E
2.D
3.C
4.B
5.A
6.C
7.D
8.A
9.B
10.C
11.A
12.C
13.B
14.C
15.B
Your Own Bank
The nation banks on us
With you all the way
Pure banking Nothing else
The Bank that begins with 'U'
Q2. What is the tagline of Dena Bank?
Pure banking Nothing else
Where Service is a Way of Life
Your Tech Friendly Bank
Trusted Family Bank
Banking for all
Q3. "Your Faithful And Friendly Financial Partner" is tagline of which Bank?
Indian Overseas Bank
Punjab National Bank
Syndicate Bank
Union Bank of India
Bank of Maharashtra
Q4. "Honours Your Trust" is tagline of-
Andhra Bank
UCO Bank
Vijaya Bank
Union Bank of India
Bank of Maharashtra
Q5. Allahabad Bank is a nationalised bank with its headquarters in Kolkata, India. What is the tagline of Allahabad Bank?
A Tradition of Trust
Empowering Women, Empowering India
Together we can
Prosperity for all
Good people to Bank With
Q6. In which situation does bank customer relationship cease?
When there are complaints from the customer
When the bank accept the complaint from the customer
When the customer is declared of unsound mind
All of the above
None of the given options is true
Q7. In case of cheque bouncing what is the permissible punishment?
Imprisonment
Fine equal to the value of bounced cheque
Fine equal to double the amount of bounced cheque
Monetary fine and imprisonment
None of the given options is true
Q8. What is the name given to deposit accounts in Indian banks of Indians who reside overseas?
Non-resident accounts
Non-resident ordinary account
Non-resident external account
Absentee Indian accounts
None of the given options is true
Q9. Which organization pays the insurance premium for getting the bank deposits insured?
RBI
Individual banks
Account holders
There is no payment of premium
None of the given options is true
Q10. How would you differentiate between a post office savings account and a savings bank account?
There is no cheque facility with post office savings accounts
There is no ATM of post offices
Banks can pay interest at rates decided by them while post offices have fixed rate of interest as decided by the government
Pass books are not issued by post offices
None of the given options is true
Q11. In what way does an asset reconstruction company help banks?
By buying the non performing assets of banks
Acts as recovery agents for banks
Converts non performing assets into performing accounts
Helps in rehabilitation of weak accounts by rescheduling the repayment plans
None of the given options is true
Q12. What is the source of income for asset reconstruction companies?
The commission paid by banks
The fees charged from loan defaulters
The difference in amounts recovered from the accounts less the amount paid to the bank for buying the account
The retainer fees by the banks
None of the given options is true
Q13. There is frequent reference to CDR when nonperforming accounts of banks are discussed. What is the full form of CDR?
Corporate Default Regulations
Corporate Debt Restructuring
Corporate Debt Regulations
Civil Debt Regulations
None of the given options is true
Q14. Number of public sector banks have opened special units known as MSME hubs. What are they meant for?
These are small and medium sized branches
These are meant for units in industrial areas
These hubs cater to specialized banking for micro, small and medium enterprises
These outlets specially are for schools and educational institutions
None of the given options is true
Q15. What is meant by the merchant discount rate in respect of a credit card transaction?
Merchants are given special commission for promoting bank transactions
The bank commission charged from merchants who have point of sales terminals for card payments from customers
The one time fees charged for providing point of sales terminal to merchants/shopkeepers
The service tax payable by shops and merchant establishments having facility of card payments.
None of the given options is true
SOLUTIONS
1.E
2.D
3.C
4.B
5.A
6.C
7.D
8.A
9.B
10.C
11.A
12.C
13.B
14.C
15.B
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